The Rent Hacker San Francisco, CA · 2026-04-21 501 listings scanned · 6 ZIPs · 5 deals that beat the S&P 500 |
14,043 active listings in San Francisco, CA. 501 passed our market research screen. 40 beat the S&P 500. Here are the top 5. All calculations assume 3% down, 2-year live-in period, then full rental — compared against the S&P 500 over 10 years. |
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This Week's Top Deal #1 Best Deal Mare Island 94590 · $950,000 |
+$825,473 more wealth over 10 years vs S&P 500 |
S&P 500 would need to return 17.0%/yr to match this deal |
Live in one unit, rent the other three $6,900/mo live-in rent Near Mare Island Specific Plan |
WHY THIS IS A STEAL A Mare Island waterfront fourplex at $950K — four self-contained 2bd/1ba units with Napa River & Mt. Tamalpais views and a short walk to the SF Bay Ferry Terminal. Three rented units throw off $6,900/mo at the cautious rent while you live in the fourth, and the property is 0.9 mi from the adopted Mare Island Specific Plan (14,000-home master-plan buildout not yet priced in). Even at just 4% appreciation the S&P needs 17% annual returns for a decade to catch it. |
| CAUTIOUS | EXPECTED | BEST CASE | | $9,200/mo | $10,600/mo | $12,000/mo | +$825,473
vs S&P | +$1,330,273
vs S&P | +$1,857,791
vs S&P |
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TOP WEALTH BUILDER — property locked — +$825,473 more wealth over 10 years vs S&P 500 |
Our #1 pick above is also the top wealth builder this week — the paid report unlocks its address. |
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Where We're Looking 94590 Downtown Vallejo / Mare Island Transit-anchored affordability play where the Vallejo Ferry Terminal just hit a record 300,917 March riders (+40% YoY) and the Mare Island Specific Plan targets 14,000 homes — duplex inventory under $1M with SF-salary renter pools. |
94565Pittsburg Bay Area's most affordable ZIP with direct BART access (Pittsburg/Bay Point + Pittsburg Center eBART) and a 6.3% gross rent yield… |
94509Antioch Pre-catalyst entry at $525K median with the Hillcrest eBART station and an adopted Specific Plan authorizing 2,500 residential units + 2.5M sqft commercial on 375 undeveloped acres… |
94533Fairfield Military-anchored workforce market built around Travis AFB (13,414 personnel, $1.6B annual impact) with a $3,090-$3,987/mo BAH floor and the newly opened I-80 Solano Express Lanes… |
94601Fruitvale / East Oakland The deepest multi-family market in Oakland (50+ listings for sale) anchored by Fruitvale BART (15 min to downtown SF) and the International Blvd Tempo BRT corridor — entry around $823K median with 7-8% gross yields. |
94801Downtown Richmond / Point Richmond Transit-hub anchor at the Richmond BART/Amtrak intermodal terminus (35 min to SF Embarcadero) with a $130M Metrowalk Phase 2 project under construction and an expanded SF Bay Ferry… |
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More Deals This Week #2Wealth #294801Santa Fe / Atchison Village $659,000 · 6bd/1ba · Live in one unit, rent the other two Beats S&P by $492,504 · spBreakeven 14.7% A triplex on a quiet court at $659K in Richmond’s Santa Fe / Atchison Village… 🔒 Address unlocked in the paid report. |
#3Wealth #594601International Blvd Corridor $619,000 · 8bd/3ba · Live in one unit, rent the other two Beats S&P by $407,896 · spBreakeven 14.0% A contractor-special triplex at $619K… 🔒 Address unlocked in the paid report. |
#4Wealth #394533Downtown / Heart of Fairfield $975,000 · 8bd/4ba · Live in one unit, rent the other three Beats S&P by $489,896 · spBreakeven 14.7% A fully updated fourplex in the Heart of Fairfield at $975K… 🔒 Address unlocked in the paid report. |
#5Wealth #494801Downtown Richmond / BART Corridor $850,000 · 8bd/4.5ba · Live in one unit, rent the other three Beats S&P by $433,313 · spBreakeven 14.3% A 1923 value-add fourplex in Downtown Richmond at $850K… 🔒 Address unlocked in the paid report. |
Addresses, catalyst distances, and full sensitivity tables for all 5 picks are in the paid report. |
Every address. Every sensitivity table. $29/mo. The paid report unlocks all 5 addresses, the full conservative / base / optimistic sensitivity math on the top 3, and the ranked pool of every deal that beat the S&P this week. $29/mo · Cancel anytime Every figure uses cautious rent estimates backed by documented comps and computed distances to named growth catalysts. No invented numbers. No hype. |
The Rent Hacker · San Francisco, CA · 2026-04-21 |
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